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Day 5- budgeting

April 26th, 2013 at 12:16 pm

Published a few hours early

Here goes on the budget:

Mortg- $225 (planned worst case scenario at purchase)
Lights $200 ( can't figure out why- no heat or A/C)
Water $65
Phone $150 ( looking for a cheaper plan- need wifi for job search)
Fuel- $150 ( I usually use one tank a week + mowing)
Auto Insurance- $50
groceries $25 ( well stocked pantry- exp throught 2015)

Total of $750 bare bones and no Murphy's laws banging me. Takehome from MW job runs about $500. I have $3366 in the bank and I know that will not last forever. I scrape for any extras. Which is good. I am at the point where I am going to have to bite the bullet and give up wifi. There are no wifi hotspots where I live. The nearest library is SMALL and has odd hours. Steeling my self for that bullet.

The food budget is low because I aggressively sought out bargains with extended experation dates before the job loss. I think I did very well there.

1/4 of zone 4 is mowed. Headed out to finish.

5 Responses to “Day 5- budgeting”

  1. rob62521 Says:

    I also wonder why your light bill is so high...any chance of having an energy audit?

  2. Willow1531 Says:

    No, they don't do that here. I am working on few things and we will see what is up

  3. Willow1531 Says:

    First off I have 913 sq ft house. WHile I lived elsewhere for a few years, someone stole the wiring. I could only offord to get the minimum ( electrical friend)rewired. What I have is very safe. I do leave lights on alot after a burglary, but not $200 worth. I am working on that also. I think a big culprit may be my upright freezer. It may be running too much. I am working on emptying it out, cleaning it and watching bill. If that doesn't help, I may get rid of it. I already use CFL bulbs.

  4. Looking Forward Says:

    I use Ting for cell service for $16/mo (the lowest usage). I know you can use a 'smart' cell phone as a hotspot for your laptop/computer, that might be a money saving option?? (If there is good cell coverage where you live.)

  5. Willow1531 Says:

    I do have an old smart phone but it is still high. I am just going to have to work on hitting up free wifi. I just need to use a little more discipline. I am looking at no contract chep cell phone usage. Where I live the coverage on those phones is odd. I am trying to complete a little more reseach before I go that route. I can't afford to miss calls from MW job or calls for interviews.

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